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There's $600 a month I'll never qualify for. You might.

Jul 16, 2026

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6 min read

There's $600 a month I'll never qualify for. You might.

A rule in 38 CFR 3.310 pays secondary conditions with zero in-service records, and it's why most veterans stall at 50 to 80%. Here's the free map that law firms charge a third of your back pay for.

Newsletter

My VA loan mistake cost me $235,000. I get one shot to fix it.

Jul 10, 2026

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6 min read

My VA loan mistake cost me $235,000. I get one shot to fix it.

Most vets are sitting on six figures of unused VA entitlement, enough to buy a second home with $0 down while keeping the first. Here's the math.

Newsletter

The people who won't let you fall through the cracks

Jul 2, 2026

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5 min read

The people who won't let you fall through the cracks

A new partner who shows up for any veteran in need, no strings.

Newsletter

How to lose $6,449 a year in one sentence

Jun 25, 2026

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8 min read

How to lose $6,449 a year in one sentence

I did it in my 20-minute C&P exam. Here's the tool so you don't.

Newsletter

You belong in these rooms

Jun 18, 2026

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5 min read

You belong in these rooms

A special issue on Enlisted Exfil — the enlisted-only community that changed my life, and how you get in (it's free).

Newsletter

I asked our new AI one VR&E question. The answer's worth $1,000+ a month.

Jun 11, 2026

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3 min read

I asked our new AI one VR&E question. The answer's worth $1,000+ a month.

A cleaner home for all 14 free tools — plus a free AI assistant that answers your benefit questions in plain English.

Zak H
Zak H

Newsletter

The stay-vs-separate decision deserves better than Reddit

May 27, 2026

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7 min read

The stay-vs-separate decision deserves better than Reddit

Stay to 20 or separate now? Four paths. Four different answers. Here's the math.

Zak H
Zak H

Newsletter

$4,158/mo in San Diego pays rent. In Lisbon you're top 10%.

May 14, 2026

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8 min read

$4,158/mo in San Diego pays rent. In Lisbon you're top 10%.

Your VA disability is the same in every country. So is your military retirement, FERS, SS, and GI Bill MHA. Here's where they go furthest.

Zak H
Zak H

Newsletter

$1.6 million. 173 days. We paid $3,000.

May 6, 2026

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7 min read

$1.6 million. 173 days. We paid $3,000.

No new tool this week. Just the story that started everything.

Zak H
Zak H

Newsletter

I had a TS/SCI. I still didn't know what came next.

Apr 30, 2026

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9 min read

I had a TS/SCI. I still didn't know what came next.

Your rate is not your fate in the real world. Here's the tool I wish I had at separation.

Zak H
Zak H

Newsletter

My buddy paid $11,814 once. It pays him back $21,682 every year, for life.

Apr 23, 2026

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5 min read

My buddy paid $11,814 once. It pays him back $21,682 every year, for life.

The military buyback ROI most federal employees never run because the calculator hasn't existed.

Zak H
Zak H

Newsletter

750 of you just showed up. Here's what you walked into.

Apr 15, 2026

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6 min read

750 of you just showed up. Here's what you walked into.

The retirement calculator brought you here. Here's the other 7 tools you didn't know about.

Zak H
Zak H

Newsletter

The GI Bill vs. VR&E decision most veterans get wrong

Apr 7, 2026

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9 min read

The GI Bill vs. VR&E decision most veterans get wrong

The sequencing strategy that can be worth $40,000–$80,000. And why the VA's own tool won't tell you about it.

Zak H
Zak H

Newsletter

I moved from Florida to New Jersey and back to Florida. Here's what it cost me.

Mar 30, 2026

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8 min read

I moved from Florida to New Jersey and back to Florida. Here's what it cost me.

The tool I wish I had before I made that decision.

Zak H
Zak H

Newsletter

Why 50% + 40% = 70% (and what to do about it)

Mar 23, 2026

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6 min read

Why 50% + 40% = 70% (and what to do about it)

Your VA rating is wrong. Here's the math to prove it.

Zak H
Zak H

Newsletter

Your military pay is worth more than you think. Way more.

Mar 16, 2026

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10 min read

Your military pay is worth more than you think. Way more.

The number your LES doesn't show you.

Zak H
Zak H

Newsletter

My wife's $203,000 hospital bill cost us $3,000

Mar 9, 2026

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9 min read

My wife's $203,000 hospital bill cost us $3,000

Hidden benefits you get when you actually file your damn claims

Zak H
Zak H

Newsletter

I put 20% down on my VA loan. It cost me $235,000.

Mar 2, 2026

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5 min read

I put 20% down on my VA loan. It cost me $235,000.

The VA loan math nobody shows you — and a free tool to see it yourself.

Zak H
Zak H

Newsletter

The $260K+ Tax-Free MBA Strategy You Should Know as a Veteran

Feb 23, 2026

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9 min read

The $260K+ Tax-Free MBA Strategy You Should Know as a Veteran

This should make separating easier

Zak H
Zak H

You already signed your life away once, what’s one more time? Just subscribe.


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